Unified Signal Mobile Wallet product is divided into 2 product suites (Mobile Wallet and Prepaid Debit Card each with its own balance):
A simple private label PayPal type of service where customers can load money via cash, credit card, micro-loan, US checking / savings account, and receive money from other mobile wallet users. Customers can move funds off their account to any US checking / savings account, to other mobile wallet users, make ILD calls, request payments from other mobile wallet users, or move money to a Prepaid Debit Card. Mobile Wallet accounts have no monthly fees and money is FREE to move to anyone anytime. Program is multi-lingual and supports any and all fiat currencies used around the world.
Customers can choose to add on an optional prepaid debit card which provides customers access to domestic and international ATM networks as well as the ability to use their funds anywhere Visa / Mastercard is accepted. Money can be FREELY moved from a customer’s mobile wallet account to their prepaid debit card in real-time and all using a state of the art private label data application or APIs. Customers can also order a Prepaid Companion Card and mail that card to loved ones abroad or international customers can order cards in their local country. All Unified Signal customers can freely move money to each other anywhere in the world, in real-time, and for FREE. Customers can then use their funds anywhere Visa / Mastercard is accepted as well as take funds out at virtually any ATM around the world.
"Our objective with this product is to provide customers as well as merchants with a way to accept payments for goods and services and allow people to move money to other people all over the world for FREE and in real-time. The ultimate goal is to one day eliminate the need for physical currency."CEO, Paris Holt
Unified Signal services overview (PDF).
Payroll cards are a payment solution to help businesses reduce payroll costs, increase efficiency, and build employee loyalty. The ideal alternative to paper payroll checks is a reloadable prepaid debit card that can be used to pay both W2 and 1099 workers. Each pay period, the employee’s pay is instantly loaded onto the card. Employees can then use their card everywhere Visa / Mastercard is accepted, and can get cash out at millions of ATMs worldwide.
Funds al all FDIC Insured and program is locked down and secure, making this program a much safer and cost efficient solution than carrying around paychecks.
Allows traditional on-premise merchants the ability to integrate their physical cash registers into the Unified Signal’s mobile wallet technology stack, therefore allowing customers to pay for goods and services through their Unified Signal enabled mobile wallet and all with NO processing fees saving merchants from paying 1.5% to 3.5% of their revenue to credit card processing fees as well as virtually eliminating any and all bad debt.
Allows online eCommerce merchants the ability to accept payments from customers quicker and in a more secure manner. eCommerce merchants can accept these customer payments all while incurring NO processing fees saving merchants from paying 3% to 5% of their revenue to credit card merchant processors and again all transactions are guaranteed to have no bad debit.
5 Layered Security Infrastructure